In Roberson v. Ford Motor Credit Co. LLC the Maryland Court of Appeals held that Creditors can require that individuals filing bankruptcy execute reaffirmation agreements if those filers or debtors want to keep their motor vehicles. Reaffirmation agreements “reaffirm” the original contract terms. Thus, the debtor signing the reaffirmation agreement, is on the hook for any deficiency if their vehicle is repossessed after bankruptcy for […]